Australia's Loan Health Specialists

Is Your Loan in Good Health?

Just like your annual GP visit, your loan needs a regular checkup too. We diagnose what your lender isn't telling you and prescribe a better deal.

Loan Health Report

Your Loan Vitals

Loan Health Score

64 / 100

Current Interest Rate

6.89% High

Market Best Rate

5.74% Available

Loan Age

4 yrs Checkup Due

Features Used

2 / 8 Underutilised

45+

Lenders compared for your best rate

Diagnoses We Offer

How is everything tracking for tomorrow?

Like a GP who examines every vital sign, we conduct a full audit across all your financial obligations, not just your home loan.

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📈

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Warning Signs

When You Think You're Healthy… You Might Not Be

Most Australians assume their loan is fine until a checkup reveals the truth.

Your lender won't tell you what it's costing you. We will.

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Rates have dropped but yours hasn't

Lenders reward new customers, not loyal ones. Your rate may be well above market without you knowing.

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Coming off a fixed rate

The revert rate your lender moves you to is rarely competitive. Act before it automatically kicks in.

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Your equity has grown

More equity means lower risk, which can qualify you for significantly better rates and products.

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Paying annual fees for nothing

Many borrowers pay $395+ in fees annually for loan features they've never used or don't need.

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Your income has changed

A pay rise, new job, or business growth could mean you now qualify for a far superior loan product.

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No review in 2+ years

The mortgage market changes constantly. Without a regular checkup, you're likely leaving money on the table

Diagnoses We Offer

Check the Health of Your Loan

Like a GP who examines every vital sign, we conduct a full audit across

all your financial obligations, not just your home loan.

OUR PANEL

45+

Lenders at Your Disposal

We're not tied to one bank. Like a specialist who considers every treatment option, we compare across our entire panel to find the healthiest outcome for you.

  • Major Banks

  • Non-Bank Lenders

  • Credit Unions

  • Mutual Banks

  • Online Lenders

  • Specialist Lenders

  • Investment Specialists

  • Asset Finance

98%

Client satisfaction rate

$0

Cost to you for the checkup

$487

Average monthly client saving

72h

Average turnaround time

OUR PANEL

Your Loan Health Journey

Four simple steps, from booking your checkup to walking away with a healthier financial future.

1

Book Your Free Checkup

Complete our short online form in under 3 minutes. No credit check, no commitment, and no cost.

2

Loan Diagnosis

We analyse your current loan against 45+ lenders, looking at rate, fees, features, and overall loan health.

3

Review Your Health Report

We present a personalised Loan Health Report with our recommended treatment plan, always in plain English.

4

Implement & Recover

If you choose to proceed, we handle all the paperwork and manage the entire process from start to settlement.

Book Now

Book Your Free Loan Checkup

A 3-minute referral form. A professional diagnosis. A healthier financial future.

For smoother processing of your application, please enter the same phone number you verified in the previous step.

What Your Checkup Includes

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Full Rate & Fee Audit

We compare your current deal against all 45+ lenders to identify exactly where you stand in today's market.

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Personalised Health Report

A clear, jargon-free report showing your loan's vital signs and our recommended course of action.

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Full Rate & Fee Audit

Speak directly with a qualified mortgage broker, not a call centre, who genuinely understands your situation.

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Full Rate & Fee Audit

We give you the diagnosis and the prescription. What you do with it is entirely your choice, with zero pressure and zero cost.

LOGO

myhomeloancheckup.com.au is operated by a licensed Australian Credit Representative. Australian Credit Licence applies. This website is general information only and does not constitute financial advice. Your full financial situation needs to be reviewed prior to acceptance of any offer or product.